Business & Commercial Insurance

COMMERCIAL AUTO

Do I need Commercial Auto?

As a business owner, you need the same kinds of insurance coverage for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.

Ask your insurance agent to explain all the differences and options on personal insurance vs commercial and why it's important. 

GENERAL LIABILITY

Does the business have sufficient Liability Coverage?

Broad Range of General Liability Protection to consider;

• Bodily Injury
• Property Damage coverage for physical damage
• Products-Completed Operations provides liability
• Products Liability
  
• Other coverage includes: Reasonable Use of Force; Borrowed Equipment; Liquor Liability; Non-Owned Vehicles (such as aircraft and watercraft); Fire, Lightning or Explosion Damage; Water Damage, etc.

COMMERCIAL PROPERTY

What is commercial property insurance?

Businesses have many physical assets, including buildings, computers, specialized equipment, outdoor signage and inventory. If a fire, storm or thief were to damage or steal these assets, a business may have to go through a recovery process before their doors can open once more

Get started today!

We can assist you in finding the commercial property insurance policy that best suits the needs of your business. Call us today with any questions or concerns or to start the process of finding comprehensive coverage for your business.  

UMBRELLA COVERAGE

No matter how aggressive your liability insurance policy limits are, the inexpensive addition of umbrella insurance is a great, affordable way to extend your protection and meet whatever comes your way in the future. 

What is personal umbrella insurance?

Home and auto insurance is an important step in your financial planning and a great way to protect your family’s assets. But, it is not without limitations. You can choose the amount of coverage you wish to own. But, these personal insurance policies will only cover up to a certain dollar amount. For coverage beyond those limitations, you will need umbrella insurance.

Learn more about umbrella insurance

If you want to protect you and your family from financial ruin due to an unforeseen accident, you may need an umbrella policy. Call us today to learn more.

WORKERS COMPENSATION

Do I need workers compensation insurance?

In most states, if you have employees, you are required to carry Workers Compensation coverage. Even in non-mandatory states, it can be a very good idea, particularly if you have many employees, or if they are engaged in hazardous activities.

 

Call us today with any questions or concerns or to start the process!