Life Insurance

Taking care of all your family needs.

 

TERM vs PERM

What's the Difference?

There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance. 

LONG TERM CARE

Why consider Long Term Care?

Because of old age, mental or physical illness, or injury, some people find themselves in need of help with eating, bathing, dressing, toileting or continence, and/or transferring (e.g., getting out of a chair or out of bed). These six actions are called Activities of Daily

FINAL EXPENSE INSURANCE

What is final expense insurance?

Losing a loved one can be an overwhelming experience with decisions to be made regarding funeral plans. Final expense insurance covers the funeral costs of the departed, which saves family members from the stress of a large expense.  

If you are not sure whether final expense insurance is for you, we can answer your questions. Call us today, and we can help you protect your family’s future.

What Does Life Insurance Cover?

Life insurance can help provide financial protection for your loved ones if you pass away. It offers your beneficiaries a lump sum payment—the death benefit—they can apply for if the policy is in force when you pass away.

Life insurance proceeds can be used for any reason, including helping your beneficiaries manage expenses and maintain their quality of life after you’re gone.

Your life insurance choices are numerous, so it’s wise to work with an agent who can help determine which policies may be a good fit for your situation. Contact MTN Insurance Services today to explore your life insurance options.

How Much Is Life Insurance?

The cost of life insurance varies based on several factors, including your age, health, lifestyle and the type of policy you choose. Generally, younger and healthier individuals pay lower premiums. The amount of coverage you select also influences the cost.

To determine how much life insurance you need and the associated premium, consider whether you need to replace your income, your current debts and family living expenses, your potential funeral expenses, and the educational goals you may have for your loved ones.

Contact Us

Our experienced insurance agents can help you understand your life insurance options and find a policy that meets your needs. Contact MTN Insurance Services in Crestline, California, to learn about your life insurance options and get personalized quotes.